Cost of Living in Australia for Indian Students

Team JagVimal 26 Apr 2023 826 views
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Australia, sometimes known as the "land of the coasts," is the setting for some prestigious educational institutions, including the Universities of Sydney and New South Wales. Along with offering a cosmopolitan environment and a warm welcome to students from all over the world, it also offers academic brilliance. Additionally, more than two-thirds of the universities in the nation were ranked among the top institutions in the QS Rankings 2023. Australia has steadily gained popularity among students from the US and UK as a favoured study destination because of its higher standard of life and top-notch education.

Australia provides high-quality education to hundreds of thousands of students each year and is home to the third most popular study abroad destination in the world. The nation draws a sizable worldwide audience for a number of reasons in addition to its intellectual quality. An important factor to consider when considering studying abroad is the expense of living in Australia. The good news is that living costs in Australia for Indian students and other international students would be manageable if you do it right.

If you have planned your spending well in advance, your monthly expenses as an international student in Australia should be less than 2,000 AUD. As a result, we've put together this comprehensive reference on the cost of living in Australia for foreign students, along with everything else linked to it, so you can budget wisely before you arrive in the nation.

Highlights: Table

For overseas students, the typical cost of living in Australia is estimated to be roughly 20,000 AUD. However, this may change depending on a variety of variables, including your lifestyle, accommodations, mode of transportation, etc. when you are a student in Australia. Here is a summary of the monthly costs in Australia for an international student before we get into more detail about each of these things:

English Language  Studies Depending on the length of the course, between $350 (18290 INR) and $450 (23500 INR) each week.
Vocational Education and Training Certificates Annually, $4000 (210000 INR) to $22000 (1149700 INR)
Undergraduate Bachelor’s degree $15,000 (783800 INR) to $35,000 (183900 INR) a year
Postgraduate Master’s Degree Annual range: $20000 (1045000 INR) to $42000 (2194900 INR).
Doctoral Degree 100% scholarships are given for amounts between $20,000 (1045,000 INR) and $42,000 per year. 

You have a choice between living in a university house or a shared flat when figuring out the cost of housing and living while you are studying in Australia. A hostel will be much less expensive for you to stay there, albeit the price may differ from university to university. However, travelling alone and staying in a homestay or leased apartment would be quite expensive, especially if you were visiting a metropolitan area like Sydney. The following expenses are further factored into the living expenses:

Living Expenses Average Cost/month (in Aud)
Accommodation 297 AUD – 743 AUD
Food & Groceries 208 AUD – 416 AUD
Household Bills 14 AUD – 29 AUD
Transportation 44 AUD – 89 AUD
Shopping 118 AUD – 223 AUD
Miscellaneous Expenses 22 AUD – 29 AUD


Types of Living Expenses for Students in Australia

The cost of living in Australia depends on the kind of lodging you choose and how often you travel there. As an international student, you undoubtedly visit various locations, sample their cuisine, etc. You must have at least 2,000 AUD in your pocket each month to spend on this. Let's go through each of the costs associated with studying in Australia in more depth while keeping these considerations in mind:


The majority of living expenses are related to housing for students. The price of housing for overseas students in Australia varies depending on the kind of room they wish to reside in. Numerous lodging alternatives are available, including homestays in the area and shared living in resident halls. For international students, the residential hall is the most well-liked of these.

In addition, the place you choose to live in will influence your average cost of living in Australia. As an instance, compared to living in places like Gold Coast and Canberra, Sydney is significantly more expensive for overseas students to attend school there.

2.Food & Groceries:

In Australia, food is usually a necessary component that you must factor into your monthly living costs. If you can manage to prepare your own meals rather than eating at pricey restaurants, this should be reasonable for you. Regularly eating out may be fairly pricey and can just raise your expenses. The best course of action for you is to look for local stores that sell all the ingredients for your native meals in Australia, since most foreign students find cooking their food to be simple. Thus, it is possible to effectively control the costs of living for students in Australia.

Depending on the location of the lodging you select, there are a lot of supermarkets and food stores close by. The price of your food may range from AUD 500 to AUD 1,000 (INR 27,500 to INR 55,000) every month, depending on where you live, the store you choose, and the precise goods you choose to buy. Consider shopping at less expensive supermarkets like Coles & Woolworths, Aldi, etc. if you want to save a lot of money. If you're going to dine at a restaurant, the average inexpensive dinner may run you AUD 18 (INR 989), depending on what you order.


The cost of commuting within the cities is included in the cost of living in Australia for students. Most of the time, if you live far from your university, you will have to travel extensively to get there. However, you may take advantage of some of the student discounts offered to 10 foreign students studying in the nation in order to manage these costs. Considering how well linked they are across the city and how easy it is, you may also decide to use public transit to get where you need to go. Compared to utilising cabs, riding the bus, rail, or even just a bicycle might be a much more inexpensive choice.

4.Household Bills:

While studying abroad in Australia, a student's household expenses must also be considered. Electricity, water, and other utility bills should all be paid on time since they are significant. These essential utilities are often included in the cost of housing; but, if they are not, you must factor them into your monthly Australian living expenses. SHOPPING: Living in a country like Australia as an international student may leave you in awe of everything around you. The list could go on and on, whether it's chic clothing, delectable eateries, or name-brand clothing. Even if you manage to restrain your impulse to buy, you would still incur monthly shopping costs of about 80 AUD in Australia.

5.Leisure and Entertainment Activities:

The cost of leisure and recreational activities in Australia will appear extremely exorbitant to a person coming from a developing nation. Two movie tickets typically cost between AUD 32 and AUD 36. For those with an interest in the arts, two tickets for the finest seats at a theatre performance of a musical or dance may cost more than AUD 200. If you would rather watch TV at home, you can subscribe to Pay TV, a company that offers digital cable and satellite TV programmes. You must enter into a contract with one of the providers, purchase a set-top box, and pay installation fees in order to subscribe to Pay TV in Australia.

6.Healthcare and Insurance:

You must have an Overseas Student Health Cover (OSHC) as an overseas student for the length of your study. Your family members, such as partners and little children, are also affected by this. The sole exclusions are students from Belgium, Norway, and Sweden. Overseas Student Health Cover is a type of universal health insurance that the Australian government offers to overseas students. For the whole time they are studying in Australia, all foreign students must obtain health insurance. Depending on their OSHC plan, international students get access to basic services including doctor visits, specific hospital treatments, ambulance coverage, and a limited supply of medications. More services are offered in accordance with the strategy. There are many OSHC providers, including BUPA Australia, Allianz Care, and Australian Health Management.

7.Miscellaneous Expenses:

Last but not least, some incidental costs encompass a variety of things from stationery products to leisure activities or any other extra living expenditure you come across. You must remember that these costs might vary from person to person and mostly rely on the lifestyle you select. As a result, you should prepare properly. In order to create a budget based on the typical expenditures in Australia, it is also advised that you stay away from expensive things.

Financial Aid and Scholarships

Australia may be pretty expensive when it comes to higher education aspirations. The Australian education system is set up in such a way that it offers financial aid to deserving applicants by way of a number of education loans and scholarships, such as the Australia Awards by the Department of Foreign Affairs and Trade or the APEC Women in Research Fellowship Programme, etc. that you can also apply for to cover your overall cost of studying in Australia. Following is a list of some significant scholarships that Australian institutions provide to foreign students:

  • Australia Research Training Program Scholarship Scholarships
  • by Australian Embassies
  • Australia Award Scholarship
  • The Vice Chancellor’s International Scholarship
  • ACU Destination Australia International Scholarship

Student Visa and Travel Insurance

People who want to enrol in a course in Australia that lasts less than three months can do so while on a tourist visa. There are numerous categories of visas available for studies lasting longer than three months. These student visas are only accessible to those who desire to enrol in a registered course full-time; they are not available to part-time or online students who seek to pursue their academic goals. A registered course is one that is provided by an Australian education provider that is authorised to give courses to international students and is registered with the Australian government. Your major course will decide the particular visa subclass you need to apply for (and under which your application will be evaluated). For an Australian Student Visa, the standard application fee is 620 AUD (equivalent to 34,311 INR).

Overseas Student Health Cover, a standard health insurance programme offered by the Australian government, is available to overseas students. Throughout their time studying abroad in Australia, all foreign students are obliged to obtain health insurance. International students who are covered by an OSHC plan have access to basic services including doctor visits, some hospital treatments, ambulance coverage, and a limited supply of medications. On the basis of the plan, further services are offered.The price of OSHC varies based on the kind of coverage needed. As of September 2021, the lowest price for minimal coverage is AUD$478 for 12 months of coverage, $2,600 for 12 months of couples coverage, and $4,200 for 12 months of family coverage.

Tips to Reduce Your Expenses in Australia

The following strategies can help foreign students pay less for living expenses while studying in Australia. Take a look at these: 

  • You may start by comparing the cost of living in Australia each month based on the state where you live and the institution you attend.
  • You may occasionally need to change your money into the local currency when residing in another nation.
  • For currency conversion, banks often impose some extra fees. So it is best to select any trustworthy money exchange company in the nation. Australians may also maintain their standard of life by making their own food, using public transit, cycling, and other cost-saving measures like turning off unnecessary electrical equipment.
  • Another way for Indian and other overseas students to lower their living costs in Australia is to work a part-time job or work while studying.
  • Some colleges additionally provide financial aid to cover an overseas student's expenditures while studying in Australia.

With this, it is possible to conclude that controlling the expense of living in Australia for Indian and other foreign students is a planning exercise. The straightforward tips mentioned above will undoubtedly revamp your finances and help you spend less on other things. But if you are still uncertain about the application, choosing the finest schools, or choosing the appropriate housing kinds, get in touch with our JAGVIMAL Professionals right away.

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Our FAQ's

Is Australia's cost of living high?

In Australia, there isn't a single strategy that works for everyone. To get by in Australia, a single foreign student may need about 20,000 AUD a year, while living with family necessitates spending more than 45,000 AUD annually.

The following cities in Australia have lower cost of living: Adelaide Gold Coast Morawa Hobart Broken Hills Cairns

For Indian students, the monthly cost of living in Australia might range from 70,000 to 125,000 INR.

Tuition, city, and personal lifestyle are just a few of the factors that affect how much studying in Australia costs. Although living abroad might be expensive, individuals can pursue a number of scholarships and part-time employment to offset the cost.

Diploma and short-term courses, which are available in a variety of fields, are the least expensive courses to enrol in in Australia.

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